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  • Algunas métricas están bloqueadas por su 
    Item type:Publicación,
    Evolution and Trends in Digital Wallet Research: A Bibliometric Analysis in Scopus and Web of Science
    (Multidisciplinary Digital Publishing Institute (MDPI), 2024-10-11)
    Pizzan-Tomanguillo, Nieves Del Pilar
    ;
    Pereyra-Gonzales, Tony Venancio
    ;
    León-Ramírez, Segundo Victor
    ;
    Bautista-Fasabi, Jhon
    ;
    Digital wallets have become a driving force in the global economy, with 2.4 billion users worldwide in 2020, a figure projected to reach 3.6 billion by 2026. This study conducts an in-depth bibliometric analysis to evaluate the current state and future trends of digital wallet research using scientific databases such as Scopus and Web of Science. A scoping review methodology was applied, in which we analyzed 778 documents, following an eligibility process with the following search terms: “digital wallet”, “mobile wallet”, and “e-wallet”. Results show that India, the United States, and China are leading research efforts in this field. Key factors influencing the adoption of digital wallets include data security, ease of use, and integration with traditional payment systems. While much research has focused on technological innovation and adoption, significant gaps remain in areas such as blockchain integration and AI-driven solutions. This article provides the first comprehensive bibliometric analysis of digital wallets, offering crucial insights into emerging trends such as “blockchain”, “electronic commerce”, and “digital payments” and their role in shaping the future of financial technology.
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  • Algunas métricas están bloqueadas por su 
    Item type:Publicación,
    Self-efficacy and academic commitment as predictors of digital skills in peruvian university students
    Digital skills are essential for university students' academic and professional development as they face an increasingly digitalized environment. These skills have become an essential requirement in the educational and labor fields. The study aimed to determine how self-efficacy and academic engagement predict the digital competencies of university students. Using a quantitative approach, the Academic Self-Efficacy Scale and the Utrecht Work Engagement Scale-Student were applied; the sample consisted of 650 university students between 18 and 50 years of age, and a structural equation model analysis was conducted. The results confirmed that academic self-efficacy and engagement are significantly related to digital competencies. However, self-efficacy had a more substantial influence (β = .51, ρ < .001) than engagement (β = .08, ρ < .05). In addition, the resulting model presented adequate adjustment indices χ2 (153) = 13007.9, ρ<.001. CFI = 1.00, RMSEA = .000, SRMR = .030, allowing the acceptance of the study hypothesis. In conclusion, self-efficacy and engagement predict, on average, 26.65% of the variability of digital competencies. This finding suggests that university decision-makers should consider these factors when designing educational strategies that adapt to the needs of a digitally advanced academic environment and expand the processes of digital competencies.
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    Item type:Publicación,
    Classification Model Based on Chatbot and Unsupervised Algorithms to Determine Psychological Intervention Programs in Peruvian University Students
    (2022-01-01) ; ; ;
    Valles-Coral, Miguel
    ;
    Navarro-Cabrera, Jorge Raul
    A strategy that supports the student’s academic and personal formation is that university consider tutoring as a mechanism that supports with favorable results to fight against the desertion of students. However, there are related problems in performing student...
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